About

 

Vision
To be a prosperous and economically powerful Microfinance in world that is exploring its full potentials and resources through the implementation of futuristic and sustainable development projects.

We seek to improve the lives of smallholders’ farmers and small entrepreneurs especially women by supplies financing and training to help them grow their way out of hunger, poverty and build lasting pathways to prosperity. 

 

Our Story:

Tivwane money solution provide credit facility that enable small scale farmers to purchase inputs to improve horticulture farming in Zambia.  

Vegetables rank third in the share of the urban households’ monthly food budget in nearly all major urban areas of Zambia. With access to credit to purchase better quality inputs and set up irrigation equipment’s and improved access to extension support, farmers yields will increase per hectare. Vegetable have a high nutritional value that makes them an important part of household diet.

Tivwane Money Solution agriculture loan contribute to local and national food security by sustainably increasing the production of fresh vegetables in the targeted districts, which is achieved by (1) boosting horticulture yields by at least 25% and (2) reducing supply chain losses, while simultaneously ensuring that the vegetables are safe to consume.

At the same time, our services provides a pathway out of poverty for Zambian smallholder farmers. By enabling access to credit farmers will be able to get hybrid seeds, inputs on credit, mechanization services, and marketing services to improve their income from horticulture production. Higher productivity and improved quality will boost their income which they can in turn use to graduate to expand their farming, while also having enough money for diversified home food consumption and other household expenses such as school fees.

Tivwane Money was established in 2018 to provide microfinance services and social programs to low-income people in Zambia. Our financial products are aimed at empowering communities by providing access to credit as well as training in business related areas. We focus on helping the economically poor and active members of communities, with a special focus on women. Through our Microfinance initiatives, we serve more than 2000 clients across Eastern Province of Zambia.

We provide small loans to small scale farmers and small entrepreneurs as capital  to improve access to services in rural areas – health, education, security and utilities, as well as commercial and financial services, Improve access to financial services for both men and women to a range of productive (asset accumulation, working capital) and protective (mitigating risk exposure, including health issues) purposes.

Our financial services enable impoverished households to increase their incomes. We train clients to grow successful businesses using their income to support their children and families. We unlock economic potential for communities to thrive. Working together with NGOS, we enable communities to increase economic activity, access clean water, education and healthcare, benefit from improvements to nutrition, and provide the foundations for local economies to flourish.

Values

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Integrity: We are committed to working with honesty and openness giving all our various partners the assurances of our integrity.
Sustainability: The core goal of TMS (Tivwane Money Solution) is to bring sustainable development to Zambia by creating quality employment and executing futuristic sustainable development projects.
Partnership: We are aware of the fact that partnerships are a force that brings together the technical expertise and investment funds necessary to achieve the long term development needs of most African countries.
Christianity: Tivwane Money Solution is the Christian organization in Zambia this means that in all what we do we follow the full step of our lord Jesus Christ, this is achieved through doing morning devotion and reading and sharing the word of God from the bible at least three times in a week.
Accountability: TMS owes the solemn responsibility to be accountable to its partners, investors, entrepreneurs and workforce.
Transparency: We shall remain impartial in divulging information concerning projects with our partners.
Trustworthy: We believe trust is an indispensable value for any long term partnership.

Passion: It is our passion to create a prosperous and economically powerful Africa.